Job Description / Role
- Continuously work towards minimizing the risk of the Bank.
- Gather financial information, read financial briefings, assess, analyse and interpret complicated financial information.
- Collect and review post-lending reports from the front office departments.
- Establish and update credit manual as well as policy according to the policies of the Head Office as well as local regulators.
- Monitor facilities and update schemes.
- Draft the reports, forms required to be submitted to the regulators and head office.
- Undertake risk analysis.
- Keep company’s credit exposures within set risk bearing limits.
- Any other responsibility assigned by the bank or person in charge of the department from time to time on the basis of requirement.
- Experience – Minimum 3 years of experience in bank credit management
- Education – Minimum bachelor degree in Business Management / Administration, Finance, Economics, or Accounting
- Strong communication skills, both written and verbal -fluency in both Mandarin and English
- Familiar with banking credit business process
- Ability to write, review and issue risk opinions on the credit analysis report and post-lending management report
- Ability to write the credit risk report
- Ability to work under tight timelines and multi-task
- Organized, motivated, and proactive